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Payments API

Overview​

The JustiFi Payments API is a robust and versatile tool designed to streamline your payment processing. This API facilitates various types of transactions, offering flexibility, security, and ease of integration.

Capabilities of the Payments API​

Transaction Processing​

  • Direct Payments: Process immediate transactions using various payment methods.
  • Payment Authorization: Authorize payments and capture them at a later time, providing flexibility in transaction handling.

Payment Management​

  • Refunds and Cancellations: Manage transaction reversals efficiently.
  • Transaction History: Retrieve historical transaction data for record-keeping and analysis.

Integrating the Payments API​

Getting Started​

  • API Keys: Learn how to obtain and use your API keys for secure interactions with the API.
  • Endpoint Details: Overview of the primary endpoints for transaction processing, refunds, and more.

Making API Calls​

  • Request Format: Guidelines on structuring API requests, including required and optional parameters.
  • Response Handling: Understanding the API's response structure and how to interpret different response codes.

Example API Calls​

  • Payment Submission: Sample API call for submitting a payment.
  • Transaction Inquiry: Example of how to query a past transaction.

Best Practices​

Compliance Adherence​

  • Understanding PCI Scope: Be aware that directly transmitting PCI data (such as credit card information) to the JustiFi API may place your application within the scope of PCI compliance. This means you will need to ensure that your system adheres to PCI standards, which could involve additional security measures and validations.

    Important: While JustiFi ensures the highest level of security and compliance in its infrastructure, the way you handle and transmit payment data can affect your own PCI compliance requirements. We recommend consulting with a PCI compliance expert to understand the implications for your specific application.

By following these best practices, you can effectively use the JustiFi Payments API, ensuring secure, efficient, and compliant financial transactions.