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Checkouts: Unified Fintech Checkout™

Overview​

The JustiFi Unified Fintech Checkout (UFC) is a streamlined API solution designed to integrate embedded payments, insurance, and BNPL (Buy Now, Pay Later) options within a single checkout. This API minimizes deployment time and maximizes revenue opportunities for platforms, enabling companies to implement fintech solutions within a single development sprint. JustiFi’s solution includes white-label web component for seamless integration, supported by tailored activation services for UI/UX, technical setup, and go-to-market strategies.

Checkout abstraction​

The checkout API provides access to multiple products and features from the JustiFi platform using a single API. By orchestrating multiple backend resources, it enables seamless payment collection, integration with terminal readers, BNPL transactions, insurance quote processing, and more in a unified flow.

Key Benefits​

  • Abstraction: A checkout gives access to multiple fintech products (beyond payments).
  • Traceability: Each attempt to complete a checkout is recorded, ensuring traceability and status tracking for every checkout.
  • Implementation: Simplified setup with a single API and web component.

Checkout Web Component​

Web components are encapsulated, self-contained units of code (HTML, CSS, and JavaScript), that can be easily reused and combined with other components without external code interference. This leads to more consistent user interfaces, streamlined development, and reduced maintenance, as updates to a component automatically apply across all instances.

The Unified Fintech Checkout™ web component provides the easiest way for customers to access multiple fintech products. Here is an example in our docs

Implementing Checkout in Your Platform​

  • Please refer to the Checkout via API documentation for a step-by-step example of how to make a payment using Checkouts.
  • Please refer to the Checkout via Component documentation for collecting a payment via checkout using the web component.
  • Please refer to the Terminals documentation section for our a card present solution.
  • Review Create a Checkout API documentation for more details and parameter options.

Conclusion​

Checkouts provide a simple way to access multiple features of the JustiFi platform, allowing businesses to efficiently collect payments and enable other fintech products. By adopting this comprehensive approach, platforms can significantly increase their gross margin and drive growth.