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Payment Intents

Overview​

Payment Intents in JustiFi API represent a crucial component in managing complex payment processes. This feature is designed to facilitate the handling of various payment stages, from initiation to final confirmation.

Why Payment Intents?​

The implementation of Payment Intents in JustiFi's API brings several significant advantages to the payment process:

  • Streamlined Transaction Flow: Payment Intents simplify complex payment scenarios, handling various stages from authorization to final settlement.
  • Adaptability to Payment Regulations: They support advanced security measures like 3D Secure, which are becoming increasingly necessary due to evolving payment regulations.
  • Enhanced User Experience: By managing multiple payment states, Payment Intents ensure a smoother and more intuitive experience for the end user.
  • Reduction in Payment Failures: They help in identifying and addressing issues early in the payment process, reducing the likelihood of failed transactions.

What are Payment Intents?​

Payment Intents are objects in JustiFi’s API that capture the intention to make a payment. They track the lifecycle of a payment, managing different states like authorization, capturing funds, and handling additional authentication requirements.

Key Benefits​

  • Improved Success Rates: Optimizes the payment process to increase the likelihood of successful transactions.
  • Enhanced Security: Supports additional verification steps, crucial for secure transactions.
  • Flexibility: Adaptable to various payment scenarios and methods.

Using Payment Intents​

Creating a Payment Intent​

  • API Call: Instructions on generating a Payment Intent via API, including necessary parameters like amount, currency, and customer information.
  • Handling Responses: Guidance on interpreting responses to Payment Intent API calls.

Managing Payment Intent States​

  • State Transitions: Overview of various states (e.g., requires_payment_method, requires_confirmation, requires_action) and how to handle them.
  • Capturing Payments: Steps to capture funds after authorization is complete.

Example Implementation​

  • Sample Code/Scenario: Example code or a detailed scenario demonstrating the creation and management of a Payment Intent.

Best Practices​

  • Monitoring State Changes: Tips on efficiently tracking and responding to changes in the state of a Payment Intent.
  • Error Handling: Strategies for handling errors or declines in the payment process.

By effectively utilizing Payment Intents, you can ensure a smooth and reliable payment process, adapting to various requirements and scenarios with ease.